Zine el Abidine Otmani - CEO
Mr. Zine El Abidine Otmani has fourteen years of professional experience, nine of which spent working in the microfinance sector, with the Moroccan institution FONDEP Micro-Credit and, since September 2011 with Horus.
Vahid Najafzade - COO
Mr. Vahid Najafzade- Chief Operations Officer, has started his career as loan officer in 2002. During his 14 years of professional banking experience he managed micro, sme and financial services departments. Later as executive director for operations and consultant specializing in retail banking, microfinance and agricultural finance, Vahid had carried out different business projects for micro as well as for non-credit and sme business. He is specialized in business development and structuring and has track record of building and operating complex and large business structures. He has joined Advans Pakistan Micro Finance Bank in July 2016.
Mr Awais Masood - CFO
Mr. Awais Masood has over 12 years of experience and have worked extensively in the areas of Business Risk Assessment and Assurance (Internal Auditing), Accounting and Financial Management, Business cycle controller in diverse corporate working environments. He is a fellow member of Association of Chartered Certified Accountants (ACCA – UK) and CFA level 3 candidate.
Mr Adnan Amin - Head of HR
Mr. Amin has completed his M.Phil in Business Management from Institute of Business Management, Karachi (IoBM), and also a Certified Professional (CP) and member of Society for Human Resources (SHRM) USA.
Fawad Soomro – Head of Sales and Distribution
Mr Soomro is a senior banker having a vast work experience in various commercial and corporate banking and financial institutions like FINCA Microfinance Bank Limited, UBL Omni, Kashf Foundation, Greenstar Social Marketing Pakistan, Adamjee Insurance Company Limited. He has worked in projects in Sukkur, Larkana & Karachi. He has overall experience of over eight years.
Syed Abbas Zaidi - Head of Risk & Compliance
Mr. Syed Abbas Zaidi – Head of Risk is an experienced risk management professional having a decade of experience with accountancy firm and banks. He is a Chartered Certified Accountant from ACCA, UK.
Mr. Zaidi started his career with Advisory Services Division of Ernst & Young Ford Rhodes Sidat Hyder & Co. where as a Senior Consultant, his core responsibilities involved client relationship management, identifying value addition avenues and recommending solutions for garnering benefits as well as ensuring timely completion and submission of key deliverables to the client within agreed deadlines. His major assignments for Financial Services clients included Basel II diagnosis and Implementation, Evaluation of Internal Controls (COSO Framework), Documentation of Policies and Procedures, Statutory Annual and Internal Audits.
Prior to joining Advans Pakistan Microfinance Bank, he worked with Soneri Bank Limited in its Risk Management Department in multiple roles. During the tenor of over 6 years, he was responsible for Management of overall Advances Portfolio on transaction and portfolio basis, implementation and automation of the Credit Risk Rating Systems, Basel II/III Implementation, Automation and Management of Capital Adequacy and Stress Testing Returns, Reporting to the Credit Risk Management and Board Risk Management Committees and Development of Policies and Procedures.
Zubair Hafeez - Head of Audit
Mr. Zubair Hafeez – Head of Internal Audit is finance and audit professional having over 10 years local and international experience in the profession and have successfully managed accounts / finance, taxation and auditing matters of various organizations operating in different industries.